The future of loyalty is in the balance.

Accrue unlocks the ability for your brand to hold customer value as a spendable Balance. Save significantly on payments costs while you drive the behaviors that matter most to your business.

Turn transactions into customers who come back.

Create a financial relationship with the customers who matter most.

Grow customer value

Build loyalty around how customers pay

9:41

Powered by Accrue

$30.00$36.50$38.50$41.00$44.00+$6.50+$8.50+$11.00+$14.00
PAY

Drops

Drop 14

Ivory Knit Set$215.00

Offers

Ends 24 Nov

5% backBronze Silk Blouse
LOAD CASH
HomeShopWalletCartProfile
Load cash+$6.505% on $130.00
Return+$2.005% on $40.00
Gift+$2.505% on $50.00
Purchase+$3.003% on $100.00

Let someone else pay

Help Jane with her goal
Elena+$200.00Marcus+$150.00Ruth+$100.00
HARLEY Genuine Leather Jacket$450.00 goalFully funded

Keep refund value with your brand

Return · order #8467Patchwork Denim Jacket$100.00 · $30 balance + $70 Visa
$100.00$70 to Visa · $30 to balance5–7 business days
$103.50To their balance · +$3.50 bonusInstantly

Offers that pay for themselves

Set rules

Reward
5% back
Audience
21,400 · lapsed 90d
Window
10 Oct – 24 Nov
LiveDraft
New

Bronze Silk Blouse

5% back

Ends 24 Nov

Own the money relationship

Hold every balance, and get paid on the float

$42.8M
Held for 12,840 sellers
STATEMENTS
  • Moved this month$124M
  • Yield share, YTD$856,000
  • indexed, varies daily

Money, handled

CustomerCustomerCustomer

COLLECTED TODAYBALANCEPAYING OUT

$0$340$625$1,000$976$564$240
20 payments · 1.9% + 25¢ -$24
$412$324$240
Halden StudioVere AtelierKiln & Co

Launch a branded debit program

9:41
Visa
Hold Near Reader
DoneAster Merrow · $48.20

Learn and activate demand

Run the drop, read the demand

Limited

Drop 144h 12m 08s

Online & in-store

Ivory Knit Set$215.00
Paid with Balance
2,140/2,880

Registered vs in stockL short by 280

XS120/400
S640/800
M800/1,000
L1,180/900
XL140/500

First-party data you can act on

Chat with your data

CONTEXTChain‑wide · last 8 weeks

Who drove drop-week spend?

Repeat buyers with 2+ drop entries63% of drop‑week spend from 18% of customers.loyalty_transactions

Drop-week spend$3,184,000+94% vs prior week
Repeat share63%of drop-week spend
Customers12,04018% of active wallets

Weekly spendDrop week

Who drove it

  1. Repeat buyers, 2+ drops63%
  2. Wallet-funded first41%
Ask me anything about Aster Merrow…

Customer stories

SNIPES
The foundation Accrue's built gives us room to grow not just in rewards, but in how we connect every part of the SNIPES experience.
Joe ShoemakerVP of Digital, SNIPES USA
Westside Market
Their platform enables us to reduce payment processing costs while simultaneously creating value for our customers.
Jason KangCCO, Westside Market
Finalsite
We keep the float and the data while Accrue carries the banking, compliance, and fraud we never wanted to run ourselves.
Steven DongChief Product Officer, Finalsite

See what Accrue can do for your business.

Higher lifetime value. More first-party data. Better margins when spend moves to your own rails.